LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,413
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,732
−HK$1,341/mo
Today · 4.125%
HK$45,073
baseline
▲ 0.50% · 4.625%
HK$47,815
+HK$2,742/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,146/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,184
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,450
−HK$1,283/mo
Today · 4.125%
HK$49,733
baseline
▲ 0.50% · 4.625%
HK$52,355
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,466/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,896
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,479
−HK$1,608/mo
Today · 4.125%
HK$54,087
baseline
▲ 0.50% · 4.625%
HK$57,378
+HK$3,291/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,174/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,621
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,139
−HK$1,541/mo
Today · 4.125%
HK$59,680
baseline
▲ 0.50% · 4.625%
HK$62,826
+HK$3,146/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,360/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,378
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,225
−HK$1,877/mo
Today · 4.125%
HK$63,102
baseline
▲ 0.50% · 4.625%
HK$66,941
+HK$3,839/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,204/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,058
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,829
−HK$1,798/mo
Today · 4.125%
HK$69,627
baseline
▲ 0.50% · 4.625%
HK$73,297
+HK$3,670/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,254/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,343
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,718
−HK$2,413/mo
Today · 4.125%
HK$81,131
baseline
▲ 0.50% · 4.625%
HK$86,067
+HK$4,936/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,262/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,931
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,209
−HK$2,311/mo
Today · 4.125%
HK$89,520
baseline
▲ 0.50% · 4.625%
HK$94,239
+HK$4,719/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,040/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,505 · Scale 2, in force from 26 Feb 2026)