LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,414
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,733
−HK$1,341/mo
Today · 4.125%
HK$45,074
baseline
▲ 0.50% · 4.625%
HK$47,816
+HK$2,742/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,148/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,185
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,450
−HK$1,284/mo
Today · 4.125%
HK$49,734
baseline
▲ 0.50% · 4.625%
HK$52,356
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,468/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,897
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,480
−HK$1,608/mo
Today · 4.125%
HK$54,088
baseline
▲ 0.50% · 4.625%
HK$57,379
+HK$3,291/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,176/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,622
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,141
−HK$1,540/mo
Today · 4.125%
HK$59,681
baseline
▲ 0.50% · 4.625%
HK$62,827
+HK$3,146/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,362/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,379
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,226
−HK$1,877/mo
Today · 4.125%
HK$63,103
baseline
▲ 0.50% · 4.625%
HK$66,943
+HK$3,840/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,206/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,059
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,831
−HK$1,797/mo
Today · 4.125%
HK$69,628
baseline
▲ 0.50% · 4.625%
HK$73,298
+HK$3,670/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,256/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,345
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,720
−HK$2,412/mo
Today · 4.125%
HK$81,132
baseline
▲ 0.50% · 4.625%
HK$86,069
+HK$4,937/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,264/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,933
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,211
−HK$2,311/mo
Today · 4.125%
HK$89,522
baseline
▲ 0.50% · 4.625%
HK$94,240
+HK$4,718/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,044/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,518 · Scale 2, in force from 26 Feb 2026)