LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,416
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,735
−HK$1,341/mo
Today · 4.125%
HK$45,076
baseline
▲ 0.50% · 4.625%
HK$47,818
+HK$2,742/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,152/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,187
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,453
−HK$1,283/mo
Today · 4.125%
HK$49,736
baseline
▲ 0.50% · 4.625%
HK$52,358
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,472/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,899
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,482
−HK$1,609/mo
Today · 4.125%
HK$54,091
baseline
▲ 0.50% · 4.625%
HK$57,382
+HK$3,291/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,182/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,624
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,143
−HK$1,541/mo
Today · 4.125%
HK$59,684
baseline
▲ 0.50% · 4.625%
HK$62,830
+HK$3,146/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,368/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,382
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,229
−HK$1,877/mo
Today · 4.125%
HK$63,106
baseline
▲ 0.50% · 4.625%
HK$66,946
+HK$3,840/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,212/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,062
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,834
−HK$1,797/mo
Today · 4.125%
HK$69,631
baseline
▲ 0.50% · 4.625%
HK$73,301
+HK$3,670/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,262/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,348
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,723
−HK$2,413/mo
Today · 4.125%
HK$81,136
baseline
▲ 0.50% · 4.625%
HK$86,073
+HK$4,937/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,272/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,937
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,215
−HK$2,310/mo
Today · 4.125%
HK$89,525
baseline
▲ 0.50% · 4.625%
HK$94,245
+HK$4,720/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,050/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,548 · Scale 2, in force from 26 Feb 2026)