LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,417
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,737
−HK$1,340/mo
Today · 4.125%
HK$45,077
baseline
▲ 0.50% · 4.625%
HK$47,820
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,154/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,189
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,454
−HK$1,284/mo
Today · 4.125%
HK$49,738
baseline
▲ 0.50% · 4.625%
HK$52,360
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,476/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,901
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,484
−HK$1,609/mo
Today · 4.125%
HK$54,093
baseline
▲ 0.50% · 4.625%
HK$57,384
+HK$3,291/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,186/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,627
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,145
−HK$1,541/mo
Today · 4.125%
HK$59,686
baseline
▲ 0.50% · 4.625%
HK$62,832
+HK$3,146/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,372/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,384
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,231
−HK$1,877/mo
Today · 4.125%
HK$63,108
baseline
▲ 0.50% · 4.625%
HK$66,948
+HK$3,840/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,216/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,064
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,836
−HK$1,798/mo
Today · 4.125%
HK$69,634
baseline
▲ 0.50% · 4.625%
HK$73,304
+HK$3,670/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,268/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,351
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,726
−HK$2,413/mo
Today · 4.125%
HK$81,139
baseline
▲ 0.50% · 4.625%
HK$86,076
+HK$4,937/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,278/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,940
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,218
−HK$2,311/mo
Today · 4.125%
HK$89,529
baseline
▲ 0.50% · 4.625%
HK$94,248
+HK$4,719/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,058/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,574 · Scale 2, in force from 26 Feb 2026)