LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,418
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,737
−HK$1,341/mo
Today · 4.125%
HK$45,078
baseline
▲ 0.50% · 4.625%
HK$47,821
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,156/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,189
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,455
−HK$1,284/mo
Today · 4.125%
HK$49,739
baseline
▲ 0.50% · 4.625%
HK$52,361
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,478/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,901
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,485
−HK$1,608/mo
Today · 4.125%
HK$54,093
baseline
▲ 0.50% · 4.625%
HK$57,385
+HK$3,292/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,186/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,627
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,146
−HK$1,540/mo
Today · 4.125%
HK$59,686
baseline
▲ 0.50% · 4.625%
HK$62,833
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,372/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,385
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,232
−HK$1,877/mo
Today · 4.125%
HK$63,109
baseline
▲ 0.50% · 4.625%
HK$66,949
+HK$3,840/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,218/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,065
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,837
−HK$1,797/mo
Today · 4.125%
HK$69,634
baseline
▲ 0.50% · 4.625%
HK$73,305
+HK$3,671/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,268/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,352
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,727
−HK$2,413/mo
Today · 4.125%
HK$81,140
baseline
▲ 0.50% · 4.625%
HK$86,077
+HK$4,937/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,280/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,941
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,219
−HK$2,311/mo
Today · 4.125%
HK$89,530
baseline
▲ 0.50% · 4.625%
HK$94,249
+HK$4,719/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,060/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,581 · Scale 2, in force from 26 Feb 2026)