LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,420
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,740
−HK$1,340/mo
Today · 4.125%
HK$45,080
baseline
▲ 0.50% · 4.625%
HK$47,823
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,160/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,192
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,458
−HK$1,284/mo
Today · 4.125%
HK$49,742
baseline
▲ 0.50% · 4.625%
HK$52,364
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,484/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,904
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,488
−HK$1,608/mo
Today · 4.125%
HK$54,096
baseline
▲ 0.50% · 4.625%
HK$57,388
+HK$3,292/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,192/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,631
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,149
−HK$1,541/mo
Today · 4.125%
HK$59,690
baseline
▲ 0.50% · 4.625%
HK$62,836
+HK$3,146/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,380/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,388
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,236
−HK$1,877/mo
Today · 4.125%
HK$63,113
baseline
▲ 0.50% · 4.625%
HK$66,953
+HK$3,840/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,226/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,069
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,841
−HK$1,797/mo
Today · 4.125%
HK$69,638
baseline
▲ 0.50% · 4.625%
HK$73,309
+HK$3,671/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,276/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,356
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,732
−HK$2,413/mo
Today · 4.125%
HK$81,145
baseline
▲ 0.50% · 4.625%
HK$86,082
+HK$4,937/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,290/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,946
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,224
−HK$2,311/mo
Today · 4.125%
HK$89,535
baseline
▲ 0.50% · 4.625%
HK$94,255
+HK$4,720/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,070/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,623 · Scale 2, in force from 26 Feb 2026)