LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,421
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,741
−HK$1,340/mo
Today · 4.125%
HK$45,081
baseline
▲ 0.50% · 4.625%
HK$47,824
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,162/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,193
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,459
−HK$1,284/mo
Today · 4.125%
HK$49,743
baseline
▲ 0.50% · 4.625%
HK$52,365
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,486/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,905
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,489
−HK$1,609/mo
Today · 4.125%
HK$54,098
baseline
▲ 0.50% · 4.625%
HK$57,389
+HK$3,291/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,196/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,632
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,151
−HK$1,540/mo
Today · 4.125%
HK$59,691
baseline
▲ 0.50% · 4.625%
HK$62,838
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,382/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,390
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,237
−HK$1,877/mo
Today · 4.125%
HK$63,114
baseline
▲ 0.50% · 4.625%
HK$66,954
+HK$3,840/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,228/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,070
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,842
−HK$1,798/mo
Today · 4.125%
HK$69,640
baseline
▲ 0.50% · 4.625%
HK$73,311
+HK$3,671/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,280/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,358
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,733
−HK$2,413/mo
Today · 4.125%
HK$81,146
baseline
▲ 0.50% · 4.625%
HK$86,084
+HK$4,938/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,292/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,948
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,226
−HK$2,311/mo
Today · 4.125%
HK$89,537
baseline
▲ 0.50% · 4.625%
HK$94,257
+HK$4,720/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,074/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,638 · Scale 2, in force from 26 Feb 2026)