LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,423
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,743
−HK$1,341/mo
Today · 4.125%
HK$45,084
baseline
▲ 0.50% · 4.625%
HK$47,827
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,168/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,195
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,461
−HK$1,284/mo
Today · 4.125%
HK$49,745
baseline
▲ 0.50% · 4.625%
HK$52,367
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,490/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,908
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,491
−HK$1,609/mo
Today · 4.125%
HK$54,100
baseline
▲ 0.50% · 4.625%
HK$57,392
+HK$3,292/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,200/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,635
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,154
−HK$1,540/mo
Today · 4.125%
HK$59,694
baseline
▲ 0.50% · 4.625%
HK$62,841
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,388/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,393
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,240
−HK$1,877/mo
Today · 4.125%
HK$63,117
baseline
▲ 0.50% · 4.625%
HK$66,958
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,234/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,074
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,846
−HK$1,797/mo
Today · 4.125%
HK$69,643
baseline
▲ 0.50% · 4.625%
HK$73,314
+HK$3,671/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,286/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,362
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,737
−HK$2,414/mo
Today · 4.125%
HK$81,151
baseline
▲ 0.50% · 4.625%
HK$86,088
+HK$4,937/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,302/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,952
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,230
−HK$2,312/mo
Today · 4.125%
HK$89,542
baseline
▲ 0.50% · 4.625%
HK$94,261
+HK$4,719/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,084/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,674 · Scale 2, in force from 26 Feb 2026)