LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,426
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,745
−HK$1,341/mo
Today · 4.125%
HK$45,086
baseline
▲ 0.50% · 4.625%
HK$47,830
+HK$2,744/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,172/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,198
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,464
−HK$1,284/mo
Today · 4.125%
HK$49,748
baseline
▲ 0.50% · 4.625%
HK$52,371
+HK$2,623/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,496/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,911
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,495
−HK$1,608/mo
Today · 4.125%
HK$54,103
baseline
▲ 0.50% · 4.625%
HK$57,396
+HK$3,293/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,206/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,638
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,157
−HK$1,541/mo
Today · 4.125%
HK$59,698
baseline
▲ 0.50% · 4.625%
HK$62,845
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,396/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,396
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,244
−HK$1,877/mo
Today · 4.125%
HK$63,121
baseline
▲ 0.50% · 4.625%
HK$66,961
+HK$3,840/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,242/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,078
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,850
−HK$1,797/mo
Today · 4.125%
HK$69,647
baseline
▲ 0.50% · 4.625%
HK$73,319
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,294/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,366
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,742
−HK$2,413/mo
Today · 4.125%
HK$81,155
baseline
▲ 0.50% · 4.625%
HK$86,093
+HK$4,938/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,310/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,957
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,235
−HK$2,312/mo
Today · 4.125%
HK$89,547
baseline
▲ 0.50% · 4.625%
HK$94,267
+HK$4,720/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,094/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,714 · Scale 2, in force from 26 Feb 2026)