LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,427
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,746
−HK$1,341/mo
Today · 4.125%
HK$45,087
baseline
▲ 0.50% · 4.625%
HK$47,831
+HK$2,744/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,174/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,199
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,465
−HK$1,284/mo
Today · 4.125%
HK$49,749
baseline
▲ 0.50% · 4.625%
HK$52,372
+HK$2,623/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,498/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,912
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,496
−HK$1,609/mo
Today · 4.125%
HK$54,105
baseline
▲ 0.50% · 4.625%
HK$57,397
+HK$3,292/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,210/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,639
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,158
−HK$1,541/mo
Today · 4.125%
HK$59,699
baseline
▲ 0.50% · 4.625%
HK$62,846
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,398/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,397
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,245
−HK$1,877/mo
Today · 4.125%
HK$63,122
baseline
▲ 0.50% · 4.625%
HK$66,963
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,244/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,079
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,851
−HK$1,798/mo
Today · 4.125%
HK$69,649
baseline
▲ 0.50% · 4.625%
HK$73,320
+HK$3,671/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,298/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,368
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,744
−HK$2,413/mo
Today · 4.125%
HK$81,157
baseline
▲ 0.50% · 4.625%
HK$86,095
+HK$4,938/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,314/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,959
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,237
−HK$2,312/mo
Today · 4.125%
HK$89,549
baseline
▲ 0.50% · 4.625%
HK$94,269
+HK$4,720/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,098/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,729 · Scale 2, in force from 26 Feb 2026)