LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,427
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,747
−HK$1,341/mo
Today · 4.125%
HK$45,088
baseline
▲ 0.50% · 4.625%
HK$47,831
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,176/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,200
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,465
−HK$1,285/mo
Today · 4.125%
HK$49,750
baseline
▲ 0.50% · 4.625%
HK$52,372
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,500/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,912
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,496
−HK$1,609/mo
Today · 4.125%
HK$54,105
baseline
▲ 0.50% · 4.625%
HK$57,397
+HK$3,292/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,210/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,639
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,159
−HK$1,541/mo
Today · 4.125%
HK$59,700
baseline
▲ 0.50% · 4.625%
HK$62,846
+HK$3,146/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,400/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,398
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,245
−HK$1,878/mo
Today · 4.125%
HK$63,123
baseline
▲ 0.50% · 4.625%
HK$66,963
+HK$3,840/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,246/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,079
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,852
−HK$1,797/mo
Today · 4.125%
HK$69,649
baseline
▲ 0.50% · 4.625%
HK$73,321
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,298/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,369
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,744
−HK$2,414/mo
Today · 4.125%
HK$81,158
baseline
▲ 0.50% · 4.625%
HK$86,096
+HK$4,938/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,316/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,959
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,238
−HK$2,311/mo
Today · 4.125%
HK$89,549
baseline
▲ 0.50% · 4.625%
HK$94,270
+HK$4,721/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,098/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,734 · Scale 2, in force from 26 Feb 2026)