LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,429
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,748
−HK$1,341/mo
Today · 4.125%
HK$45,089
baseline
▲ 0.50% · 4.625%
HK$47,833
+HK$2,744/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,178/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,201
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,467
−HK$1,285/mo
Today · 4.125%
HK$49,752
baseline
▲ 0.50% · 4.625%
HK$52,374
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,504/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,914
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,498
−HK$1,609/mo
Today · 4.125%
HK$54,107
baseline
▲ 0.50% · 4.625%
HK$57,399
+HK$3,292/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,214/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,642
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,161
−HK$1,541/mo
Today · 4.125%
HK$59,702
baseline
▲ 0.50% · 4.625%
HK$62,849
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,404/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,400
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,248
−HK$1,877/mo
Today · 4.125%
HK$63,125
baseline
▲ 0.50% · 4.625%
HK$66,966
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,250/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,082
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,854
−HK$1,798/mo
Today · 4.125%
HK$69,652
baseline
▲ 0.50% · 4.625%
HK$73,324
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,304/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,372
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,747
−HK$2,414/mo
Today · 4.125%
HK$81,161
baseline
▲ 0.50% · 4.625%
HK$86,099
+HK$4,938/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,322/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,963
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,241
−HK$2,312/mo
Today · 4.125%
HK$89,553
baseline
▲ 0.50% · 4.625%
HK$94,273
+HK$4,720/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,106/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,761 · Scale 2, in force from 26 Feb 2026)