LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,430
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,749
−HK$1,341/mo
Today · 4.125%
HK$45,090
baseline
▲ 0.50% · 4.625%
HK$47,834
+HK$2,744/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,180/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,202
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,468
−HK$1,285/mo
Today · 4.125%
HK$49,753
baseline
▲ 0.50% · 4.625%
HK$52,375
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,506/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,915
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,499
−HK$1,609/mo
Today · 4.125%
HK$54,108
baseline
▲ 0.50% · 4.625%
HK$57,401
+HK$3,293/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,216/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,643
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,162
−HK$1,541/mo
Today · 4.125%
HK$59,703
baseline
▲ 0.50% · 4.625%
HK$62,850
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,406/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,401
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,249
−HK$1,877/mo
Today · 4.125%
HK$63,126
baseline
▲ 0.50% · 4.625%
HK$66,967
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,252/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,083
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,856
−HK$1,798/mo
Today · 4.125%
HK$69,654
baseline
▲ 0.50% · 4.625%
HK$73,325
+HK$3,671/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,308/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,373
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,749
−HK$2,413/mo
Today · 4.125%
HK$81,162
baseline
▲ 0.50% · 4.625%
HK$86,101
+HK$4,939/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,324/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,964
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,243
−HK$2,312/mo
Today · 4.125%
HK$89,555
baseline
▲ 0.50% · 4.625%
HK$94,275
+HK$4,720/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,110/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,777 · Scale 2, in force from 26 Feb 2026)