LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,430
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,750
−HK$1,341/mo
Today · 4.125%
HK$45,091
baseline
▲ 0.50% · 4.625%
HK$47,834
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,182/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,203
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,469
−HK$1,284/mo
Today · 4.125%
HK$49,753
baseline
▲ 0.50% · 4.625%
HK$52,376
+HK$2,623/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,506/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,916
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,500
−HK$1,609/mo
Today · 4.125%
HK$54,109
baseline
▲ 0.50% · 4.625%
HK$57,401
+HK$3,292/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,218/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,643
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,162
−HK$1,542/mo
Today · 4.125%
HK$59,704
baseline
▲ 0.50% · 4.625%
HK$62,851
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,408/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,402
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,249
−HK$1,878/mo
Today · 4.125%
HK$63,127
baseline
▲ 0.50% · 4.625%
HK$66,968
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,254/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,084
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,856
−HK$1,798/mo
Today · 4.125%
HK$69,654
baseline
▲ 0.50% · 4.625%
HK$73,326
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,308/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,374
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,749
−HK$2,414/mo
Today · 4.125%
HK$81,163
baseline
▲ 0.50% · 4.625%
HK$86,102
+HK$4,939/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,326/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,965
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,244
−HK$2,311/mo
Today · 4.125%
HK$89,555
baseline
▲ 0.50% · 4.625%
HK$94,276
+HK$4,721/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,110/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,781 · Scale 2, in force from 26 Feb 2026)