LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,431
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,751
−HK$1,341/mo
Today · 4.125%
HK$45,092
baseline
▲ 0.50% · 4.625%
HK$47,836
+HK$2,744/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,184/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,205
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,471
−HK$1,284/mo
Today · 4.125%
HK$49,755
baseline
▲ 0.50% · 4.625%
HK$52,378
+HK$2,623/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,510/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,918
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,502
−HK$1,609/mo
Today · 4.125%
HK$54,111
baseline
▲ 0.50% · 4.625%
HK$57,403
+HK$3,292/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,222/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,645
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,165
−HK$1,541/mo
Today · 4.125%
HK$59,706
baseline
▲ 0.50% · 4.625%
HK$62,853
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,412/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,404
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,252
−HK$1,877/mo
Today · 4.125%
HK$63,129
baseline
▲ 0.50% · 4.625%
HK$66,970
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,258/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,086
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,859
−HK$1,798/mo
Today · 4.125%
HK$69,657
baseline
▲ 0.50% · 4.625%
HK$73,329
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,314/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,377
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,752
−HK$2,414/mo
Today · 4.125%
HK$81,166
baseline
▲ 0.50% · 4.625%
HK$86,105
+HK$4,939/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,332/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,968
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,247
−HK$2,312/mo
Today · 4.125%
HK$89,559
baseline
▲ 0.50% · 4.625%
HK$94,280
+HK$4,721/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,118/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,807 · Scale 2, in force from 26 Feb 2026)