LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,432
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,752
−HK$1,341/mo
Today · 4.125%
HK$45,093
baseline
▲ 0.50% · 4.625%
HK$47,836
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,186/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,205
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,471
−HK$1,284/mo
Today · 4.125%
HK$49,755
baseline
▲ 0.50% · 4.625%
HK$52,378
+HK$2,623/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,510/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,918
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,502
−HK$1,609/mo
Today · 4.125%
HK$54,111
baseline
▲ 0.50% · 4.625%
HK$57,404
+HK$3,293/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$108,222/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,646
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,165
−HK$1,541/mo
Today · 4.125%
HK$59,706
baseline
▲ 0.50% · 4.625%
HK$62,854
+HK$3,148/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$119,412/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,405
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,252
−HK$1,878/mo
Today · 4.125%
HK$63,130
baseline
▲ 0.50% · 4.625%
HK$66,971
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,260/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,087
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,859
−HK$1,799/mo
Today · 4.125%
HK$69,658
baseline
▲ 0.50% · 4.625%
HK$73,329
+HK$3,671/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,316/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,377
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,753
−HK$2,414/mo
Today · 4.125%
HK$81,167
baseline
▲ 0.50% · 4.625%
HK$86,106
+HK$4,939/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,334/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,969
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,248
−HK$2,312/mo
Today · 4.125%
HK$89,560
baseline
▲ 0.50% · 4.625%
HK$94,280
+HK$4,720/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,120/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,814 · Scale 2, in force from 26 Feb 2026)