LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,433
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,753
−HK$1,341/mo
Today · 4.125%
HK$45,094
baseline
▲ 0.50% · 4.625%
HK$47,838
+HK$2,744/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,188/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,206
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,473
−HK$1,284/mo
Today · 4.125%
HK$49,757
baseline
▲ 0.50% · 4.625%
HK$52,380
+HK$2,623/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,514/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,920
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,504
−HK$1,609/mo
Today · 4.125%
HK$54,113
baseline
▲ 0.50% · 4.625%
HK$57,406
+HK$3,293/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$108,226/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,648
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,167
−HK$1,541/mo
Today · 4.125%
HK$59,708
baseline
▲ 0.50% · 4.625%
HK$62,856
+HK$3,148/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$119,416/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,406
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,254
−HK$1,878/mo
Today · 4.125%
HK$63,132
baseline
▲ 0.50% · 4.625%
HK$66,973
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,264/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,089
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,862
−HK$1,798/mo
Today · 4.125%
HK$69,660
baseline
▲ 0.50% · 4.625%
HK$73,332
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,320/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,380
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,756
−HK$2,413/mo
Today · 4.125%
HK$81,169
baseline
▲ 0.50% · 4.625%
HK$86,108
+HK$4,939/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,338/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,972
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,251
−HK$2,311/mo
Today · 4.125%
HK$89,562
baseline
▲ 0.50% · 4.625%
HK$94,283
+HK$4,721/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,124/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,836 · Scale 2, in force from 26 Feb 2026)