LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,435
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,755
−HK$1,341/mo
Today · 4.125%
HK$45,096
baseline
▲ 0.50% · 4.625%
HK$47,840
+HK$2,744/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,192/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,209
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,475
−HK$1,284/mo
Today · 4.125%
HK$49,759
baseline
▲ 0.50% · 4.625%
HK$52,382
+HK$2,623/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,518/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,922
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,506
−HK$1,609/mo
Today · 4.125%
HK$54,115
baseline
▲ 0.50% · 4.625%
HK$57,408
+HK$3,293/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$108,230/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,650
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,170
−HK$1,541/mo
Today · 4.125%
HK$59,711
baseline
▲ 0.50% · 4.625%
HK$62,858
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$119,422/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,409
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,257
−HK$1,878/mo
Today · 4.125%
HK$63,135
baseline
▲ 0.50% · 4.625%
HK$66,976
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,270/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,092
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,865
−HK$1,798/mo
Today · 4.125%
HK$69,663
baseline
▲ 0.50% · 4.625%
HK$73,335
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,326/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,383
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,759
−HK$2,414/mo
Today · 4.125%
HK$81,173
baseline
▲ 0.50% · 4.625%
HK$86,112
+HK$4,939/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,346/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,975
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,254
−HK$2,312/mo
Today · 4.125%
HK$89,566
baseline
▲ 0.50% · 4.625%
HK$94,288
+HK$4,722/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,132/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,867 · Scale 2, in force from 26 Feb 2026)