LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,436
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,756
−HK$1,341/mo
Today · 4.125%
HK$45,097
baseline
▲ 0.50% · 4.625%
HK$47,841
+HK$2,744/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,194/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,210
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,476
−HK$1,284/mo
Today · 4.125%
HK$49,760
baseline
▲ 0.50% · 4.625%
HK$52,383
+HK$2,623/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,520/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,923
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,507
−HK$1,610/mo
Today · 4.125%
HK$54,117
baseline
▲ 0.50% · 4.625%
HK$57,410
+HK$3,293/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$108,234/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,652
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,171
−HK$1,542/mo
Today · 4.125%
HK$59,713
baseline
▲ 0.50% · 4.625%
HK$62,860
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$119,426/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,411
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,259
−HK$1,877/mo
Today · 4.125%
HK$63,136
baseline
▲ 0.50% · 4.625%
HK$66,978
+HK$3,842/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,272/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,094
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,866
−HK$1,799/mo
Today · 4.125%
HK$69,665
baseline
▲ 0.50% · 4.625%
HK$73,337
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,330/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,385
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,761
−HK$2,414/mo
Today · 4.125%
HK$81,175
baseline
▲ 0.50% · 4.625%
HK$86,115
+HK$4,940/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,350/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,978
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,257
−HK$2,312/mo
Today · 4.125%
HK$89,569
baseline
▲ 0.50% · 4.625%
HK$94,290
+HK$4,721/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,138/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,886 · Scale 2, in force from 26 Feb 2026)