LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,438
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,758
−HK$1,341/mo
Today · 4.125%
HK$45,099
baseline
▲ 0.50% · 4.625%
HK$47,843
+HK$2,744/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,198/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,212
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,478
−HK$1,284/mo
Today · 4.125%
HK$49,762
baseline
▲ 0.50% · 4.625%
HK$52,385
+HK$2,623/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,524/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,925
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,509
−HK$1,610/mo
Today · 4.125%
HK$54,119
baseline
▲ 0.50% · 4.625%
HK$57,412
+HK$3,293/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$108,238/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,654
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,173
−HK$1,542/mo
Today · 4.125%
HK$59,715
baseline
▲ 0.50% · 4.625%
HK$62,862
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$119,430/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,413
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,261
−HK$1,878/mo
Today · 4.125%
HK$63,139
baseline
▲ 0.50% · 4.625%
HK$66,980
+HK$3,841/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,278/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,096
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,869
−HK$1,798/mo
Today · 4.125%
HK$69,667
baseline
▲ 0.50% · 4.625%
HK$73,339
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,334/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,388
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,764
−HK$2,414/mo
Today · 4.125%
HK$81,178
baseline
▲ 0.50% · 4.625%
HK$86,118
+HK$4,940/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,356/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,981
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,260
−HK$2,312/mo
Today · 4.125%
HK$89,572
baseline
▲ 0.50% · 4.625%
HK$94,294
+HK$4,722/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,144/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,912 · Scale 2, in force from 26 Feb 2026)