LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,440
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,761
−HK$1,341/mo
Today · 4.125%
HK$45,102
baseline
▲ 0.50% · 4.625%
HK$47,846
+HK$2,744/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,204/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,215
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,481
−HK$1,284/mo
Today · 4.125%
HK$49,765
baseline
▲ 0.50% · 4.625%
HK$52,389
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,530/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,929
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,513
−HK$1,609/mo
Today · 4.125%
HK$54,122
baseline
▲ 0.50% · 4.625%
HK$57,415
+HK$3,293/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$108,244/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,658
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,177
−HK$1,542/mo
Today · 4.125%
HK$59,719
baseline
▲ 0.50% · 4.625%
HK$62,866
+HK$3,147/mo
Deposit HK$7.44M · loan HK$11.17M · min. income ≈ HK$119,438/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,417
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,265
−HK$1,878/mo
Today · 4.125%
HK$63,143
baseline
▲ 0.50% · 4.625%
HK$66,985
+HK$3,842/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,286/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,100
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,873
−HK$1,799/mo
Today · 4.125%
HK$69,672
baseline
▲ 0.50% · 4.625%
HK$73,344
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,344/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,393
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,769
−HK$2,414/mo
Today · 4.125%
HK$81,183
baseline
▲ 0.50% · 4.625%
HK$86,123
+HK$4,940/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,366/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,986
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,266
−HK$2,312/mo
Today · 4.125%
HK$89,578
baseline
▲ 0.50% · 4.625%
HK$94,300
+HK$4,722/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,156/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,956 · Scale 2, in force from 26 Feb 2026)