LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,444
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,764
−HK$1,342/mo
Today · 4.125%
HK$45,106
baseline
▲ 0.50% · 4.625%
HK$47,850
+HK$2,744/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,212/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$698,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,219
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,485
−HK$1,285/mo
Today · 4.125%
HK$49,770
baseline
▲ 0.50% · 4.625%
HK$52,393
+HK$2,623/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,540/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$698,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,933
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,517
−HK$1,610/mo
Today · 4.125%
HK$54,127
baseline
▲ 0.50% · 4.625%
HK$57,420
+HK$3,293/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,254/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,662
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,182
−HK$1,542/mo
Today · 4.125%
HK$59,724
baseline
▲ 0.50% · 4.625%
HK$62,872
+HK$3,148/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,448/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,422
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,270
−HK$1,878/mo
Today · 4.125%
HK$63,148
baseline
▲ 0.50% · 4.625%
HK$66,990
+HK$3,842/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,296/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,106
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,879
−HK$1,799/mo
Today · 4.125%
HK$69,678
baseline
▲ 0.50% · 4.625%
HK$73,350
+HK$3,672/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,356/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,399
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,776
−HK$2,414/mo
Today · 4.125%
HK$81,190
baseline
▲ 0.50% · 4.625%
HK$86,130
+HK$4,940/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,380/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,993
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,273
−HK$2,312/mo
Today · 4.125%
HK$89,585
baseline
▲ 0.50% · 4.625%
HK$94,308
+HK$4,723/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,170/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,015 · Scale 2, in force from 26 Feb 2026)