LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,445
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,766
−HK$1,341/mo
Today · 4.125%
HK$45,107
baseline
▲ 0.50% · 4.625%
HK$47,852
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,214/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,220
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,487
−HK$1,284/mo
Today · 4.125%
HK$49,771
baseline
▲ 0.50% · 4.625%
HK$52,395
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,542/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,935
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,519
−HK$1,610/mo
Today · 4.125%
HK$54,129
baseline
▲ 0.50% · 4.625%
HK$57,422
+HK$3,293/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,258/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,664
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,184
−HK$1,542/mo
Today · 4.125%
HK$59,726
baseline
▲ 0.50% · 4.625%
HK$62,874
+HK$3,148/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,452/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,424
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,272
−HK$1,878/mo
Today · 4.125%
HK$63,150
baseline
▲ 0.50% · 4.625%
HK$66,993
+HK$3,843/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,300/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,108
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,881
−HK$1,799/mo
Today · 4.125%
HK$69,680
baseline
▲ 0.50% · 4.625%
HK$73,353
+HK$3,673/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,360/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,402
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,778
−HK$2,415/mo
Today · 4.125%
HK$81,193
baseline
▲ 0.50% · 4.625%
HK$86,133
+HK$4,940/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,386/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,996
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,276
−HK$2,312/mo
Today · 4.125%
HK$89,588
baseline
▲ 0.50% · 4.625%
HK$94,311
+HK$4,723/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,176/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,039 · Scale 2, in force from 26 Feb 2026)