LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,446
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,766
−HK$1,342/mo
Today · 4.125%
HK$45,108
baseline
▲ 0.50% · 4.625%
HK$47,853
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,216/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,221
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,487
−HK$1,285/mo
Today · 4.125%
HK$49,772
baseline
▲ 0.50% · 4.625%
HK$52,396
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,544/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,935
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,520
−HK$1,609/mo
Today · 4.125%
HK$54,129
baseline
▲ 0.50% · 4.625%
HK$57,423
+HK$3,294/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,258/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,665
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,185
−HK$1,541/mo
Today · 4.125%
HK$59,726
baseline
▲ 0.50% · 4.625%
HK$62,875
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,452/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,425
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,273
−HK$1,878/mo
Today · 4.125%
HK$63,151
baseline
▲ 0.50% · 4.625%
HK$66,994
+HK$3,843/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,302/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,109
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,882
−HK$1,799/mo
Today · 4.125%
HK$69,681
baseline
▲ 0.50% · 4.625%
HK$73,354
+HK$3,673/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,362/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,403
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,780
−HK$2,414/mo
Today · 4.125%
HK$81,194
baseline
▲ 0.50% · 4.625%
HK$86,135
+HK$4,941/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,388/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,998
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,277
−HK$2,313/mo
Today · 4.125%
HK$89,590
baseline
▲ 0.50% · 4.625%
HK$94,312
+HK$4,722/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,180/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,048 · Scale 2, in force from 26 Feb 2026)