LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,449
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,769
−HK$1,341/mo
Today · 4.125%
HK$45,110
baseline
▲ 0.50% · 4.625%
HK$47,855
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,220/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,224
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,490
−HK$1,285/mo
Today · 4.125%
HK$49,775
baseline
▲ 0.50% · 4.625%
HK$52,399
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,550/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,938
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,523
−HK$1,609/mo
Today · 4.125%
HK$54,132
baseline
▲ 0.50% · 4.625%
HK$57,426
+HK$3,294/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,264/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,668
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,188
−HK$1,542/mo
Today · 4.125%
HK$59,730
baseline
▲ 0.50% · 4.625%
HK$62,878
+HK$3,148/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,460/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,428
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,276
−HK$1,879/mo
Today · 4.125%
HK$63,155
baseline
▲ 0.50% · 4.625%
HK$66,997
+HK$3,842/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,310/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,113
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,886
−HK$1,799/mo
Today · 4.125%
HK$69,685
baseline
▲ 0.50% · 4.625%
HK$73,358
+HK$3,673/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,370/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,407
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,784
−HK$2,415/mo
Today · 4.125%
HK$81,199
baseline
▲ 0.50% · 4.625%
HK$86,139
+HK$4,940/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,398/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,002
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,282
−HK$2,313/mo
Today · 4.125%
HK$89,595
baseline
▲ 0.50% · 4.625%
HK$94,317
+HK$4,722/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,190/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,088 · Scale 2, in force from 26 Feb 2026)