LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,450
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,771
−HK$1,341/mo
Today · 4.125%
HK$45,112
baseline
▲ 0.50% · 4.625%
HK$47,857
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,224/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,225
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,492
−HK$1,285/mo
Today · 4.125%
HK$49,777
baseline
▲ 0.50% · 4.625%
HK$52,401
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,554/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,940
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,525
−HK$1,610/mo
Today · 4.125%
HK$54,135
baseline
▲ 0.50% · 4.625%
HK$57,429
+HK$3,294/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,270/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,670
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,190
−HK$1,542/mo
Today · 4.125%
HK$59,732
baseline
▲ 0.50% · 4.625%
HK$62,881
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,464/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,430
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,279
−HK$1,878/mo
Today · 4.125%
HK$63,157
baseline
▲ 0.50% · 4.625%
HK$67,000
+HK$3,843/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,314/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,116
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,889
−HK$1,799/mo
Today · 4.125%
HK$69,688
baseline
▲ 0.50% · 4.625%
HK$73,361
+HK$3,673/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,376/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,410
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,787
−HK$2,415/mo
Today · 4.125%
HK$81,202
baseline
▲ 0.50% · 4.625%
HK$86,143
+HK$4,941/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,404/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,006
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,286
−HK$2,312/mo
Today · 4.125%
HK$89,598
baseline
▲ 0.50% · 4.625%
HK$94,321
+HK$4,723/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,196/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,116 · Scale 2, in force from 26 Feb 2026)