LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,451
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,771
−HK$1,342/mo
Today · 4.125%
HK$45,113
baseline
▲ 0.50% · 4.625%
HK$47,858
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,226/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,226
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,493
−HK$1,285/mo
Today · 4.125%
HK$49,778
baseline
▲ 0.50% · 4.625%
HK$52,401
+HK$2,623/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,556/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,941
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,525
−HK$1,610/mo
Today · 4.125%
HK$54,135
baseline
▲ 0.50% · 4.625%
HK$57,429
+HK$3,294/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,270/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,671
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,191
−HK$1,542/mo
Today · 4.125%
HK$59,733
baseline
▲ 0.50% · 4.625%
HK$62,882
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,466/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,431
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,280
−HK$1,878/mo
Today · 4.125%
HK$63,158
baseline
▲ 0.50% · 4.625%
HK$67,001
+HK$3,843/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$126,316/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,116
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,890
−HK$1,799/mo
Today · 4.125%
HK$69,689
baseline
▲ 0.50% · 4.625%
HK$73,362
+HK$3,673/mo
Deposit HK$5.58M · loan HK$13.03M · min. income ≈ HK$139,378/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,411
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,788
−HK$2,415/mo
Today · 4.125%
HK$81,203
baseline
▲ 0.50% · 4.625%
HK$86,144
+HK$4,941/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$162,406/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,007
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,287
−HK$2,313/mo
Today · 4.125%
HK$89,600
baseline
▲ 0.50% · 4.625%
HK$94,322
+HK$4,722/mo
Deposit HK$1.86M · loan HK$16.75M · min. income ≈ HK$179,200/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,125 · Scale 2, in force from 26 Feb 2026)