LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,451
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,772
−HK$1,342/mo
Today · 4.125%
HK$45,114
baseline
▲ 0.50% · 4.625%
HK$47,859
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,228/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,227
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,493
−HK$1,285/mo
Today · 4.125%
HK$49,778
baseline
▲ 0.50% · 4.625%
HK$52,402
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,556/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,942
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,526
−HK$1,610/mo
Today · 4.125%
HK$54,136
baseline
▲ 0.50% · 4.625%
HK$57,430
+HK$3,294/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,272/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,672
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,192
−HK$1,542/mo
Today · 4.125%
HK$59,734
baseline
▲ 0.50% · 4.625%
HK$62,883
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,468/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$698,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,432
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,281
−HK$1,878/mo
Today · 4.125%
HK$63,159
baseline
▲ 0.50% · 4.625%
HK$67,002
+HK$3,843/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$126,318/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,118
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,891
−HK$1,799/mo
Today · 4.125%
HK$69,690
baseline
▲ 0.50% · 4.625%
HK$73,363
+HK$3,673/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$139,380/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,413
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,790
−HK$2,414/mo
Today · 4.125%
HK$81,204
baseline
▲ 0.50% · 4.625%
HK$86,145
+HK$4,941/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,408/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,008
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,288
−HK$2,313/mo
Today · 4.125%
HK$89,601
baseline
▲ 0.50% · 4.625%
HK$94,324
+HK$4,723/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,202/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,137 · Scale 2, in force from 26 Feb 2026)