LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,456
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,777
−HK$1,341/mo
Today · 4.125%
HK$45,118
baseline
▲ 0.50% · 4.625%
HK$47,864
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,236/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,232
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,498
−HK$1,286/mo
Today · 4.125%
HK$49,784
baseline
▲ 0.50% · 4.625%
HK$52,408
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,568/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,947
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,532
−HK$1,610/mo
Today · 4.125%
HK$54,142
baseline
▲ 0.50% · 4.625%
HK$57,436
+HK$3,294/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,284/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,678
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,198
−HK$1,542/mo
Today · 4.125%
HK$59,740
baseline
▲ 0.50% · 4.625%
HK$62,889
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,480/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,438
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,287
−HK$1,879/mo
Today · 4.125%
HK$63,166
baseline
▲ 0.50% · 4.625%
HK$67,009
+HK$3,843/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$126,332/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,124
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,898
−HK$1,799/mo
Today · 4.125%
HK$69,697
baseline
▲ 0.50% · 4.625%
HK$73,371
+HK$3,674/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$139,394/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,421
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,798
−HK$2,415/mo
Today · 4.125%
HK$81,213
baseline
▲ 0.50% · 4.625%
HK$86,154
+HK$4,941/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,426/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,017
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,297
−HK$2,313/mo
Today · 4.125%
HK$89,610
baseline
▲ 0.50% · 4.625%
HK$94,334
+HK$4,724/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,220/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,209 · Scale 2, in force from 26 Feb 2026)