LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,458
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,779
−HK$1,341/mo
Today · 4.125%
HK$45,120
baseline
▲ 0.50% · 4.625%
HK$47,866
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,240/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,234
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,501
−HK$1,285/mo
Today · 4.125%
HK$49,786
baseline
▲ 0.50% · 4.625%
HK$52,410
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,572/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,949
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,534
−HK$1,610/mo
Today · 4.125%
HK$54,144
baseline
▲ 0.50% · 4.625%
HK$57,439
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,288/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,681
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,201
−HK$1,542/mo
Today · 4.125%
HK$59,743
baseline
▲ 0.50% · 4.625%
HK$62,892
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,486/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,441
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,290
−HK$1,878/mo
Today · 4.125%
HK$63,168
baseline
▲ 0.50% · 4.625%
HK$67,012
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$126,336/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,128
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,901
−HK$1,799/mo
Today · 4.125%
HK$69,700
baseline
▲ 0.50% · 4.625%
HK$73,374
+HK$3,674/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$139,400/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,424
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,801
−HK$2,416/mo
Today · 4.125%
HK$81,217
baseline
▲ 0.50% · 4.625%
HK$86,158
+HK$4,941/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,434/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,021
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,301
−HK$2,314/mo
Today · 4.125%
HK$89,615
baseline
▲ 0.50% · 4.625%
HK$94,338
+HK$4,723/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,230/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,242 · Scale 2, in force from 26 Feb 2026)