LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,459
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,780
−HK$1,342/mo
Today · 4.125%
HK$45,122
baseline
▲ 0.50% · 4.625%
HK$47,867
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,244/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,235
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,502
−HK$1,285/mo
Today · 4.125%
HK$49,787
baseline
▲ 0.50% · 4.625%
HK$52,412
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,574/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,951
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,536
−HK$1,610/mo
Today · 4.125%
HK$54,146
baseline
▲ 0.50% · 4.625%
HK$57,440
+HK$3,294/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,292/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,682
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,202
−HK$1,543/mo
Today · 4.125%
HK$59,745
baseline
▲ 0.50% · 4.625%
HK$62,894
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,490/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,443
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,292
−HK$1,878/mo
Today · 4.125%
HK$63,170
baseline
▲ 0.50% · 4.625%
HK$67,014
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$126,340/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,129
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,903
−HK$1,799/mo
Today · 4.125%
HK$69,702
baseline
▲ 0.50% · 4.625%
HK$73,376
+HK$3,674/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$139,404/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,426
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,803
−HK$2,416/mo
Today · 4.125%
HK$81,219
baseline
▲ 0.50% · 4.625%
HK$86,161
+HK$4,942/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,438/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,023
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,304
−HK$2,313/mo
Today · 4.125%
HK$89,617
baseline
▲ 0.50% · 4.625%
HK$94,341
+HK$4,724/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,234/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,261 · Scale 2, in force from 26 Feb 2026)