LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,460
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,780
−HK$1,342/mo
Today · 4.125%
HK$45,122
baseline
▲ 0.50% · 4.625%
HK$47,868
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,244/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,236
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,503
−HK$1,285/mo
Today · 4.125%
HK$49,788
baseline
▲ 0.50% · 4.625%
HK$52,412
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,576/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,951
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,536
−HK$1,611/mo
Today · 4.125%
HK$54,147
baseline
▲ 0.50% · 4.625%
HK$57,441
+HK$3,294/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,294/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,683
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,203
−HK$1,542/mo
Today · 4.125%
HK$59,745
baseline
▲ 0.50% · 4.625%
HK$62,895
+HK$3,150/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,490/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,443
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,292
−HK$1,879/mo
Today · 4.125%
HK$63,171
baseline
▲ 0.50% · 4.625%
HK$67,015
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$126,342/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,130
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,904
−HK$1,799/mo
Today · 4.125%
HK$69,703
baseline
▲ 0.50% · 4.625%
HK$73,377
+HK$3,674/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$139,406/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,427
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,804
−HK$2,416/mo
Today · 4.125%
HK$81,220
baseline
▲ 0.50% · 4.625%
HK$86,162
+HK$4,942/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,440/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,024
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,305
−HK$2,313/mo
Today · 4.125%
HK$89,618
baseline
▲ 0.50% · 4.625%
HK$94,342
+HK$4,724/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,236/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,269 · Scale 2, in force from 26 Feb 2026)