LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,460
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,781
−HK$1,342/mo
Today · 4.125%
HK$45,123
baseline
▲ 0.50% · 4.625%
HK$47,868
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,246/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,236
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,503
−HK$1,285/mo
Today · 4.125%
HK$49,788
baseline
▲ 0.50% · 4.625%
HK$52,413
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,576/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,952
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,537
−HK$1,610/mo
Today · 4.125%
HK$54,147
baseline
▲ 0.50% · 4.625%
HK$57,442
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,294/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,684
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,204
−HK$1,542/mo
Today · 4.125%
HK$59,746
baseline
▲ 0.50% · 4.625%
HK$62,895
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,492/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,444
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,293
−HK$1,879/mo
Today · 4.125%
HK$63,172
baseline
▲ 0.50% · 4.625%
HK$67,016
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$126,344/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,131
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,904
−HK$1,800/mo
Today · 4.125%
HK$69,704
baseline
▲ 0.50% · 4.625%
HK$73,378
+HK$3,674/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$139,408/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,428
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,805
−HK$2,416/mo
Today · 4.125%
HK$81,221
baseline
▲ 0.50% · 4.625%
HK$86,163
+HK$4,942/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,442/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,025
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,306
−HK$2,313/mo
Today · 4.125%
HK$89,619
baseline
▲ 0.50% · 4.625%
HK$94,343
+HK$4,724/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,238/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,277 · Scale 2, in force from 26 Feb 2026)