LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,461
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,782
−HK$1,342/mo
Today · 4.125%
HK$45,124
baseline
▲ 0.50% · 4.625%
HK$47,869
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,248/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,237
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,504
−HK$1,286/mo
Today · 4.125%
HK$49,790
baseline
▲ 0.50% · 4.625%
HK$52,414
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,580/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,953
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,538
−HK$1,610/mo
Today · 4.125%
HK$54,148
baseline
▲ 0.50% · 4.625%
HK$57,443
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,296/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,685
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,205
−HK$1,542/mo
Today · 4.125%
HK$59,747
baseline
▲ 0.50% · 4.625%
HK$62,897
+HK$3,150/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,494/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,445
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,295
−HK$1,878/mo
Today · 4.125%
HK$63,173
baseline
▲ 0.50% · 4.625%
HK$67,017
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$126,346/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,132
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,906
−HK$1,799/mo
Today · 4.125%
HK$69,705
baseline
▲ 0.50% · 4.625%
HK$73,380
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$139,410/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,430
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,807
−HK$2,416/mo
Today · 4.125%
HK$81,223
baseline
▲ 0.50% · 4.625%
HK$86,165
+HK$4,942/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,446/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,027
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,308
−HK$2,313/mo
Today · 4.125%
HK$89,621
baseline
▲ 0.50% · 4.625%
HK$94,345
+HK$4,724/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,242/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,294 · Scale 2, in force from 26 Feb 2026)