LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,461
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,782
−HK$1,342/mo
Today · 4.125%
HK$45,124
baseline
▲ 0.50% · 4.625%
HK$47,870
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,248/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,238
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,505
−HK$1,285/mo
Today · 4.125%
HK$49,790
baseline
▲ 0.50% · 4.625%
HK$52,414
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,580/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,953
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,538
−HK$1,611/mo
Today · 4.125%
HK$54,149
baseline
▲ 0.50% · 4.625%
HK$57,443
+HK$3,294/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,298/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,685
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,205
−HK$1,543/mo
Today · 4.125%
HK$59,748
baseline
▲ 0.50% · 4.625%
HK$62,897
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,496/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,446
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,295
−HK$1,878/mo
Today · 4.125%
HK$63,173
baseline
▲ 0.50% · 4.625%
HK$67,017
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$126,346/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,133
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,906
−HK$1,800/mo
Today · 4.125%
HK$69,706
baseline
▲ 0.50% · 4.625%
HK$73,380
+HK$3,674/mo
Deposit HK$5.59M · loan HK$13.03M · min. income ≈ HK$139,412/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,430
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,808
−HK$2,415/mo
Today · 4.125%
HK$81,223
baseline
▲ 0.50% · 4.625%
HK$86,165
+HK$4,942/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,446/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,028
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,308
−HK$2,314/mo
Today · 4.125%
HK$89,622
baseline
▲ 0.50% · 4.625%
HK$94,346
+HK$4,724/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,244/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,297 · Scale 2, in force from 26 Feb 2026)