LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,462
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,783
−HK$1,342/mo
Today · 4.125%
HK$45,125
baseline
▲ 0.50% · 4.625%
HK$47,870
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,250/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,239
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,505
−HK$1,286/mo
Today · 4.125%
HK$49,791
baseline
▲ 0.50% · 4.625%
HK$52,415
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,582/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,954
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,539
−HK$1,611/mo
Today · 4.125%
HK$54,150
baseline
▲ 0.50% · 4.625%
HK$57,445
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,300/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,686
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,206
−HK$1,543/mo
Today · 4.125%
HK$59,749
baseline
▲ 0.50% · 4.625%
HK$62,898
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,498/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,447
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,296
−HK$1,879/mo
Today · 4.125%
HK$63,175
baseline
▲ 0.50% · 4.625%
HK$67,019
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,350/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,134
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,908
−HK$1,799/mo
Today · 4.125%
HK$69,707
baseline
▲ 0.50% · 4.625%
HK$73,381
+HK$3,674/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,414/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,432
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,809
−HK$2,415/mo
Today · 4.125%
HK$81,224
baseline
▲ 0.50% · 4.625%
HK$86,167
+HK$4,943/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,448/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,029
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,310
−HK$2,313/mo
Today · 4.125%
HK$89,623
baseline
▲ 0.50% · 4.625%
HK$94,347
+HK$4,724/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,246/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,309 · Scale 2, in force from 26 Feb 2026)