LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,463
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,783
−HK$1,342/mo
Today · 4.125%
HK$45,125
baseline
▲ 0.50% · 4.625%
HK$47,871
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,250/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,239
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,506
−HK$1,285/mo
Today · 4.125%
HK$49,791
baseline
▲ 0.50% · 4.625%
HK$52,416
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,582/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,955
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,540
−HK$1,610/mo
Today · 4.125%
HK$54,150
baseline
▲ 0.50% · 4.625%
HK$57,445
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,300/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,687
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,207
−HK$1,543/mo
Today · 4.125%
HK$59,750
baseline
▲ 0.50% · 4.625%
HK$62,899
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,500/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,448
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,297
−HK$1,878/mo
Today · 4.125%
HK$63,175
baseline
▲ 0.50% · 4.625%
HK$67,020
+HK$3,845/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,350/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,135
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,909
−HK$1,799/mo
Today · 4.125%
HK$69,708
baseline
▲ 0.50% · 4.625%
HK$73,382
+HK$3,674/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,416/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,433
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,810
−HK$2,416/mo
Today · 4.125%
HK$81,226
baseline
▲ 0.50% · 4.625%
HK$86,168
+HK$4,942/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,452/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,031
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,311
−HK$2,313/mo
Today · 4.125%
HK$89,624
baseline
▲ 0.50% · 4.625%
HK$94,349
+HK$4,725/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,248/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,319 · Scale 2, in force from 26 Feb 2026)