LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,463
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,784
−HK$1,342/mo
Today · 4.125%
HK$45,126
baseline
▲ 0.50% · 4.625%
HK$47,872
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,252/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,240
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,507
−HK$1,285/mo
Today · 4.125%
HK$49,792
baseline
▲ 0.50% · 4.625%
HK$52,417
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,584/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,956
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,541
−HK$1,610/mo
Today · 4.125%
HK$54,151
baseline
▲ 0.50% · 4.625%
HK$57,446
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,302/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,688
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,208
−HK$1,543/mo
Today · 4.125%
HK$59,751
baseline
▲ 0.50% · 4.625%
HK$62,900
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,502/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,449
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,298
−HK$1,879/mo
Today · 4.125%
HK$63,177
baseline
▲ 0.50% · 4.625%
HK$67,021
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,354/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,136
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,910
−HK$1,799/mo
Today · 4.125%
HK$69,709
baseline
▲ 0.50% · 4.625%
HK$73,384
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,418/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$698,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,434
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,812
−HK$2,415/mo
Today · 4.125%
HK$81,227
baseline
▲ 0.50% · 4.625%
HK$86,170
+HK$4,943/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,454/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,032
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,313
−HK$2,313/mo
Today · 4.125%
HK$89,626
baseline
▲ 0.50% · 4.625%
HK$94,351
+HK$4,725/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,252/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,333 · Scale 2, in force from 26 Feb 2026)