LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,465
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,785
−HK$1,343/mo
Today · 4.125%
HK$45,128
baseline
▲ 0.50% · 4.625%
HK$47,873
+HK$2,745/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,256/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,241
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,508
−HK$1,286/mo
Today · 4.125%
HK$49,794
baseline
▲ 0.50% · 4.625%
HK$52,418
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,588/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,958
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,543
−HK$1,610/mo
Today · 4.125%
HK$54,153
baseline
▲ 0.50% · 4.625%
HK$57,448
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,306/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,690
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,210
−HK$1,543/mo
Today · 4.125%
HK$59,753
baseline
▲ 0.50% · 4.625%
HK$62,902
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,506/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,450
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,300
−HK$1,879/mo
Today · 4.125%
HK$63,179
baseline
▲ 0.50% · 4.625%
HK$67,023
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,358/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,138
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,912
−HK$1,799/mo
Today · 4.125%
HK$69,711
baseline
▲ 0.50% · 4.625%
HK$73,386
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,422/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,436
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,814
−HK$2,416/mo
Today · 4.125%
HK$81,230
baseline
▲ 0.50% · 4.625%
HK$86,172
+HK$4,942/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,460/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,035
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,315
−HK$2,314/mo
Today · 4.125%
HK$89,629
baseline
▲ 0.50% · 4.625%
HK$94,353
+HK$4,724/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,258/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,353 · Scale 2, in force from 26 Feb 2026)