LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,466
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,787
−HK$1,342/mo
Today · 4.125%
HK$45,129
baseline
▲ 0.50% · 4.625%
HK$47,875
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,258/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,243
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,510
−HK$1,286/mo
Today · 4.125%
HK$49,796
baseline
▲ 0.50% · 4.625%
HK$52,420
+HK$2,624/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,592/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,959
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,544
−HK$1,611/mo
Today · 4.125%
HK$54,155
baseline
▲ 0.50% · 4.625%
HK$57,450
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,310/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,692
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,212
−HK$1,543/mo
Today · 4.125%
HK$59,755
baseline
▲ 0.50% · 4.625%
HK$62,904
+HK$3,149/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,510/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,453
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,302
−HK$1,879/mo
Today · 4.125%
HK$63,181
baseline
▲ 0.50% · 4.625%
HK$67,025
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,362/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,140
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,914
−HK$1,800/mo
Today · 4.125%
HK$69,714
baseline
▲ 0.50% · 4.625%
HK$73,388
+HK$3,674/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,428/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,439
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,817
−HK$2,415/mo
Today · 4.125%
HK$81,232
baseline
▲ 0.50% · 4.625%
HK$86,175
+HK$4,943/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,464/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,038
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,318
−HK$2,314/mo
Today · 4.125%
HK$89,632
baseline
▲ 0.50% · 4.625%
HK$94,357
+HK$4,725/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,264/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,378 · Scale 2, in force from 26 Feb 2026)