LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,466
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,787
−HK$1,343/mo
Today · 4.125%
HK$45,130
baseline
▲ 0.50% · 4.625%
HK$47,876
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,260/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,244
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,511
−HK$1,285/mo
Today · 4.125%
HK$49,796
baseline
▲ 0.50% · 4.625%
HK$52,421
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,592/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,960
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,545
−HK$1,610/mo
Today · 4.125%
HK$54,155
baseline
▲ 0.50% · 4.625%
HK$57,451
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,310/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,692
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,213
−HK$1,542/mo
Today · 4.125%
HK$59,755
baseline
▲ 0.50% · 4.625%
HK$62,905
+HK$3,150/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,510/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,453
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,302
−HK$1,879/mo
Today · 4.125%
HK$63,181
baseline
▲ 0.50% · 4.625%
HK$67,026
+HK$3,845/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,362/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,141
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,915
−HK$1,799/mo
Today · 4.125%
HK$69,714
baseline
▲ 0.50% · 4.625%
HK$73,389
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,428/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,440
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,817
−HK$2,416/mo
Today · 4.125%
HK$81,233
baseline
▲ 0.50% · 4.625%
HK$86,176
+HK$4,943/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,466/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,038
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,319
−HK$2,314/mo
Today · 4.125%
HK$89,633
baseline
▲ 0.50% · 4.625%
HK$94,357
+HK$4,724/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,266/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,384 · Scale 2, in force from 26 Feb 2026)