LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,468
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,789
−HK$1,342/mo
Today · 4.125%
HK$45,131
baseline
▲ 0.50% · 4.625%
HK$47,877
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,262/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,245
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,512
−HK$1,286/mo
Today · 4.125%
HK$49,798
baseline
▲ 0.50% · 4.625%
HK$52,423
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,596/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,962
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,547
−HK$1,610/mo
Today · 4.125%
HK$54,157
baseline
▲ 0.50% · 4.625%
HK$57,453
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,314/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,694
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,215
−HK$1,542/mo
Today · 4.125%
HK$59,757
baseline
▲ 0.50% · 4.625%
HK$62,907
+HK$3,150/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,514/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,455
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,305
−HK$1,879/mo
Today · 4.125%
HK$63,184
baseline
▲ 0.50% · 4.625%
HK$67,028
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,368/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,143
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,917
−HK$1,800/mo
Today · 4.125%
HK$69,717
baseline
▲ 0.50% · 4.625%
HK$73,392
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,434/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,443
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,820
−HK$2,416/mo
Today · 4.125%
HK$81,236
baseline
▲ 0.50% · 4.625%
HK$86,179
+HK$4,943/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,472/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,042
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,322
−HK$2,314/mo
Today · 4.125%
HK$89,636
baseline
▲ 0.50% · 4.625%
HK$94,361
+HK$4,725/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,272/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,411 · Scale 2, in force from 26 Feb 2026)