LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,469
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,790
−HK$1,343/mo
Today · 4.125%
HK$45,133
baseline
▲ 0.50% · 4.625%
HK$47,879
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,266/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,247
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,514
−HK$1,285/mo
Today · 4.125%
HK$49,799
baseline
▲ 0.50% · 4.625%
HK$52,424
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,598/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,963
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,548
−HK$1,611/mo
Today · 4.125%
HK$54,159
baseline
▲ 0.50% · 4.625%
HK$57,454
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$108,318/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,696
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,217
−HK$1,542/mo
Today · 4.125%
HK$59,759
baseline
▲ 0.50% · 4.625%
HK$62,909
+HK$3,150/mo
Deposit HK$7.45M · loan HK$11.17M · min. income ≈ HK$119,518/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,457
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,307
−HK$1,879/mo
Today · 4.125%
HK$63,186
baseline
▲ 0.50% · 4.625%
HK$67,030
+HK$3,844/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,372/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,145
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,919
−HK$1,800/mo
Today · 4.125%
HK$69,719
baseline
▲ 0.50% · 4.625%
HK$73,394
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,438/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,445
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,823
−HK$2,416/mo
Today · 4.125%
HK$81,239
baseline
▲ 0.50% · 4.625%
HK$86,182
+HK$4,943/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,478/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,044
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,325
−HK$2,314/mo
Today · 4.125%
HK$89,639
baseline
▲ 0.50% · 4.625%
HK$94,364
+HK$4,725/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,278/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,431 · Scale 2, in force from 26 Feb 2026)