LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,470
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,791
−HK$1,342/mo
Today · 4.125%
HK$45,133
baseline
▲ 0.50% · 4.625%
HK$47,880
+HK$2,747/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,266/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,248
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,515
−HK$1,285/mo
Today · 4.125%
HK$49,800
baseline
▲ 0.50% · 4.625%
HK$52,425
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,600/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,964
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,549
−HK$1,611/mo
Today · 4.125%
HK$54,160
baseline
▲ 0.50% · 4.625%
HK$57,456
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,320/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,697
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,218
−HK$1,542/mo
Today · 4.125%
HK$59,760
baseline
▲ 0.50% · 4.625%
HK$62,910
+HK$3,150/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,520/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,458
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,308
−HK$1,879/mo
Today · 4.125%
HK$63,187
baseline
▲ 0.50% · 4.625%
HK$67,032
+HK$3,845/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,374/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,147
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,921
−HK$1,799/mo
Today · 4.125%
HK$69,720
baseline
▲ 0.50% · 4.625%
HK$73,395
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,440/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,446
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,824
−HK$2,416/mo
Today · 4.125%
HK$81,240
baseline
▲ 0.50% · 4.625%
HK$86,183
+HK$4,943/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,480/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,046
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,327
−HK$2,313/mo
Today · 4.125%
HK$89,640
baseline
▲ 0.50% · 4.625%
HK$94,366
+HK$4,726/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,280/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,444 · Scale 2, in force from 26 Feb 2026)