LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,472
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,793
−HK$1,342/mo
Today · 4.125%
HK$45,135
baseline
▲ 0.50% · 4.625%
HK$47,882
+HK$2,747/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,270/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,250
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,517
−HK$1,285/mo
Today · 4.125%
HK$49,802
baseline
▲ 0.50% · 4.625%
HK$52,427
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,604/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,966
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,552
−HK$1,610/mo
Today · 4.125%
HK$54,162
baseline
▲ 0.50% · 4.625%
HK$57,458
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,324/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,699
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,220
−HK$1,543/mo
Today · 4.125%
HK$59,763
baseline
▲ 0.50% · 4.625%
HK$62,913
+HK$3,150/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,526/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,461
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,310
−HK$1,879/mo
Today · 4.125%
HK$63,189
baseline
▲ 0.50% · 4.625%
HK$67,034
+HK$3,845/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,378/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,149
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,923
−HK$1,800/mo
Today · 4.125%
HK$69,723
baseline
▲ 0.50% · 4.625%
HK$73,398
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,446/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,449
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,827
−HK$2,416/mo
Today · 4.125%
HK$81,243
baseline
▲ 0.50% · 4.625%
HK$86,187
+HK$4,944/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,486/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,049
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,330
−HK$2,314/mo
Today · 4.125%
HK$89,644
baseline
▲ 0.50% · 4.625%
HK$94,369
+HK$4,725/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,288/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,472 · Scale 2, in force from 26 Feb 2026)