LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,472
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,793
−HK$1,342/mo
Today · 4.125%
HK$45,135
baseline
▲ 0.50% · 4.625%
HK$47,882
+HK$2,747/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,270/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,250
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,517
−HK$1,286/mo
Today · 4.125%
HK$49,803
baseline
▲ 0.50% · 4.625%
HK$52,428
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,606/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,967
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,552
−HK$1,611/mo
Today · 4.125%
HK$54,163
baseline
▲ 0.50% · 4.625%
HK$57,458
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,326/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,700
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,220
−HK$1,543/mo
Today · 4.125%
HK$59,763
baseline
▲ 0.50% · 4.625%
HK$62,913
+HK$3,150/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,526/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,461
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,311
−HK$1,879/mo
Today · 4.125%
HK$63,190
baseline
▲ 0.50% · 4.625%
HK$67,035
+HK$3,845/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,380/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,150
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,924
−HK$1,800/mo
Today · 4.125%
HK$69,724
baseline
▲ 0.50% · 4.625%
HK$73,399
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,448/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,450
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,828
−HK$2,416/mo
Today · 4.125%
HK$81,244
baseline
▲ 0.50% · 4.625%
HK$86,187
+HK$4,943/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,488/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,050
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,331
−HK$2,314/mo
Today · 4.125%
HK$89,645
baseline
▲ 0.50% · 4.625%
HK$94,370
+HK$4,725/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,290/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,476 · Scale 2, in force from 26 Feb 2026)