LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,473
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,794
−HK$1,342/mo
Today · 4.125%
HK$45,136
baseline
▲ 0.50% · 4.625%
HK$47,883
+HK$2,747/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,272/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,251
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,518
−HK$1,286/mo
Today · 4.125%
HK$49,804
baseline
▲ 0.50% · 4.625%
HK$52,429
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,608/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,968
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,553
−HK$1,611/mo
Today · 4.125%
HK$54,164
baseline
▲ 0.50% · 4.625%
HK$57,460
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,328/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,701
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,222
−HK$1,542/mo
Today · 4.125%
HK$59,764
baseline
▲ 0.50% · 4.625%
HK$62,915
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,528/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,462
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,312
−HK$1,879/mo
Today · 4.125%
HK$63,191
baseline
▲ 0.50% · 4.625%
HK$67,036
+HK$3,845/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,382/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,151
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,925
−HK$1,800/mo
Today · 4.125%
HK$69,725
baseline
▲ 0.50% · 4.625%
HK$73,400
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,450/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,451
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,830
−HK$2,416/mo
Today · 4.125%
HK$81,246
baseline
▲ 0.50% · 4.625%
HK$86,189
+HK$4,943/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,492/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,052
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,333
−HK$2,314/mo
Today · 4.125%
HK$89,647
baseline
▲ 0.50% · 4.625%
HK$94,372
+HK$4,725/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,294/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,492 · Scale 2, in force from 26 Feb 2026)