LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,475
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,796
−HK$1,343/mo
Today · 4.125%
HK$45,139
baseline
▲ 0.50% · 4.625%
HK$47,885
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,278/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,253
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,521
−HK$1,285/mo
Today · 4.125%
HK$49,806
baseline
▲ 0.50% · 4.625%
HK$52,432
+HK$2,626/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,612/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,970
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,556
−HK$1,611/mo
Today · 4.125%
HK$54,167
baseline
▲ 0.50% · 4.625%
HK$57,462
+HK$3,295/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,334/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,704
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,225
−HK$1,542/mo
Today · 4.125%
HK$59,767
baseline
▲ 0.50% · 4.625%
HK$62,918
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,534/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,465
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,315
−HK$1,879/mo
Today · 4.125%
HK$63,194
baseline
▲ 0.50% · 4.625%
HK$67,040
+HK$3,846/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,388/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,155
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,929
−HK$1,800/mo
Today · 4.125%
HK$69,729
baseline
▲ 0.50% · 4.625%
HK$73,404
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,458/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,455
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,834
−HK$2,416/mo
Today · 4.125%
HK$81,250
baseline
▲ 0.50% · 4.625%
HK$86,194
+HK$4,944/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,500/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,056
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,337
−HK$2,314/mo
Today · 4.125%
HK$89,651
baseline
▲ 0.50% · 4.625%
HK$94,377
+HK$4,726/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,302/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,528 · Scale 2, in force from 26 Feb 2026)