LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,476
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,797
−HK$1,342/mo
Today · 4.125%
HK$45,139
baseline
▲ 0.50% · 4.625%
HK$47,886
+HK$2,747/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,278/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,254
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,521
−HK$1,286/mo
Today · 4.125%
HK$49,807
baseline
▲ 0.50% · 4.625%
HK$52,432
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,614/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,971
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,556
−HK$1,611/mo
Today · 4.125%
HK$54,167
baseline
▲ 0.50% · 4.625%
HK$57,463
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,334/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,705
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,225
−HK$1,543/mo
Today · 4.125%
HK$59,768
baseline
▲ 0.50% · 4.625%
HK$62,919
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,536/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,466
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,316
−HK$1,879/mo
Today · 4.125%
HK$63,195
baseline
▲ 0.50% · 4.625%
HK$67,040
+HK$3,845/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,390/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,155
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,930
−HK$1,800/mo
Today · 4.125%
HK$69,730
baseline
▲ 0.50% · 4.625%
HK$73,405
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,460/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,456
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,835
−HK$2,416/mo
Today · 4.125%
HK$81,251
baseline
▲ 0.50% · 4.625%
HK$86,195
+HK$4,944/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$162,502/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,057
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,338
−HK$2,314/mo
Today · 4.125%
HK$89,652
baseline
▲ 0.50% · 4.625%
HK$94,378
+HK$4,726/mo
Deposit HK$1.86M · loan HK$16.76M · min. income ≈ HK$179,304/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,536 · Scale 2, in force from 26 Feb 2026)