LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,477
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,798
−HK$1,342/mo
Today · 4.125%
HK$45,140
baseline
▲ 0.50% · 4.625%
HK$47,887
+HK$2,747/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,280/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,255
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,522
−HK$1,286/mo
Today · 4.125%
HK$49,808
baseline
▲ 0.50% · 4.625%
HK$52,433
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,616/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,972
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,557
−HK$1,611/mo
Today · 4.125%
HK$54,168
baseline
▲ 0.50% · 4.625%
HK$57,464
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,336/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,706
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,227
−HK$1,542/mo
Today · 4.125%
HK$59,769
baseline
▲ 0.50% · 4.625%
HK$62,920
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,538/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,467
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,317
−HK$1,879/mo
Today · 4.125%
HK$63,196
baseline
▲ 0.50% · 4.625%
HK$67,042
+HK$3,846/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,392/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,157
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,931
−HK$1,800/mo
Today · 4.125%
HK$69,731
baseline
▲ 0.50% · 4.625%
HK$73,407
+HK$3,676/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,462/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,458
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,836
−HK$2,417/mo
Today · 4.125%
HK$81,253
baseline
▲ 0.50% · 4.625%
HK$86,197
+HK$4,944/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,506/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,059
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,340
−HK$2,314/mo
Today · 4.125%
HK$89,654
baseline
▲ 0.50% · 4.625%
HK$94,380
+HK$4,726/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,308/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,551 · Scale 2, in force from 26 Feb 2026)